Wealth isn’t just an endpoint; it can also be a vehicle to create lasting change. A scholarship that shapes a student’s future. Funding that propels critical research forward. Supporting local communities in ways that truly matter. Your money can tell a story, a story of purpose, values, and lasting impact. At McEachnie Matthews Group, we embed your charitable giving goals into the very framework of your financial life, ensuring every act of giving aligns with your vision and strengthens your legacy.
Charitable Giving in Canada
What does it mean to give wisely? It’s about impact—immediate, far-reaching, and enduring. It’s about generosity that works double shifts, supporting today’s needs while building tomorrow’s opportunities. Gifting appreciated securities? Avoiding capital gains taxes? Establishing a donor-advised fund? Each strategy carries its own power, and we ensure it integrates seamlessly with your tax planning, retirement goals, and wealth preservation efforts.
Smart philanthropy is intentional, deliberate, and designed to maximize your resources while amplifying your values. Every gift you make becomes part of a finely tuned system, helping to leave an impact on the world where it’s needed most without compromising your financial health.
Donor-Advised Funds
Generosity doesn’t need red tape. Donor-advised funds (DAFs) make giving easy and impactful. With DAFs, you enjoy immediate tax benefits while simplifying long-term contributions. The administration is handled for you, leaving you free to focus on the causes that matter most.
Appreciated Securities
Why pay unnecessary taxes when you can gift smarter? By donating publicly traded securities, you can avoid capital gains taxes entirely while receiving a tax receipt for the full market value of your donation. It’s a move that’s as financially savvy as it is generous—and we handle the transition, aligning the gift with your broader financial goals.
Life Insurance as Philanthropy
A legacy that lives on. Naming a charity as the beneficiary of a life insurance policy creates lasting impact, far beyond your lifetime. Premium payments may even qualify for tax credits, allowing you to amplify your giving while easing your tax burden.
Charitable Giving Tax Credits
Taxes are often the invisible drain on wealth, but they don’t have to be. Smart planning can turn them into an advantage. Sequencing withdrawals, leveraging tax credits, and timing your donations strategically ensures your gifts reach their maximum potential while keeping your financial foundation intact. As your Waterloo financial advisor and financial planner, we integrate tax efficiency into every step of your charitable giving plan, leaving more resources for both your family and the causes you care about.
Generosity That Brings Families Together
Philanthropy isn’t just about dollars; it’s about values. Involving your children and grandchildren in your giving strategy creates a shared purpose that unites generations. It’s an opportunity to pass on more than wealth—you’re handing down ideals, principles, and the joy of making a difference.
By creating a family charitable giving plan, you’re fostering dialogue, strengthening bonds, and showing the next generation the true power of generosity. These aren’t lessons taught in schools; they’re experiences shared in real life, shaping how your family carries your legacy forward.
Why a Plan Matters
Generosity without a plan often loses its potential. A single gift might provide short-term relief but lack the structure to drive lasting change. True philanthropy thrives on strategy—a cohesive, forward-thinking approach that transforms your values into sustained impact.
With a structured giving plan, your contributions adapt to challenges, grow with opportunities, and endure beyond your lifetime. At McEachnie Matthews Group, we help you measure the outcomes of your giving, refine your approach over time, and involve your family in building a legacy of kindness. It’s about turning fleeting generosity into a force for lasting good.
We Handle the Logistics, So You Can Focus on Impact
Charitable giving often involves more than writing a cheque. Coordinating with accountants, aligning with legal advisors, and navigating tax regulations can feel overwhelming. That’s where we come in. McEachnie Matthews Group bridges every gap, ensuring all the moving parts work together seamlessly.
You focus on the “why” of your giving—your dreams, your values, your aspirations. We take care of the “how,” turning those aspirations into actionable strategies that benefit both you and the causes you cherish.
Your Wealth, Your Vision, Your Legacy
Generosity has no limits when paired with strategy. Whether your assets are modest or substantial, it’s your vision that matters. McEachnie Matthews Group helps you turn dreams into impact, empowering you to create change that lasts.
Let’s craft a charitable giving plan that reflects your values, strengthens your family, and transforms lives. Generosity isn’t the end of the story—it’s the beginning. Together, we’ll make sure your story endures.