Years of sweat, hard work, and dreams turned into reality—your wealth is more than numbers on a ledger. It’s a story, a blueprint, a testament to your resilience. But now comes the harder part. What happens next? How does all you’ve built carry forward without unraveling?
Whether it’s securing the family home as a sanctuary for memories, ensuring your children’s futures take root in solid ground, or transferring the business that started it all, at McEachnie Matthews Group we help develop wealth transfer plans that ensure your wealth doesn’t just change hands—it gains new purpose.
The Big Wealth Shift
Decades of growth, grit, and triumph have led us here: a staggering tidal wave of wealth changing hands in Canada. Baby boomers, the architects of today’s financial landscapes, are passing on businesses, properties, and fortunes. Trillions will soon move across generations.
But handing over wealth isn’t simple. Taxes bite harder than expected. Family dynamics add tension where unity is needed. Without strategy, what took years to build can vanish in the blink of an unprepared moment.
At McEachnie Matthews Group, your Waterloo financial advisor and financial planner, we make transitions not only smooth but transformative. Trust structures, tax minimization, and preparing heirs with both financial literacy and vision? That’s where we thrive.
Money Talks: Breaking the Silence
The hush around inheritance can be deafening. Families often dodge the “what if” conversations until it’s too late, leaving behind misunderstandings, resentment, or chaos. At McEachnie Matthews Group, we shatter the silence. We engage in open, honest conversations anchored in what matters most.
What do these talks focus on?
Inheritance Divisions
Beyond fairness, clarity avoids friction.
Providing Stability
Trusts or lump-sum plans? We balance freedom with structure.
Legacy Building
Your wealth should stand for something—your sacrifices, your beliefs, your vision.
Documents with Direction
Wills without intent are useless; we ensure they reflect your true wishes.
The result? Families unified in purpose, equipped with clarity, and strengthened by a shared understanding of their future.
Plans That Live and Breathe
A static will is a recipe for disaster. Life changes; so must the strategy that protects your wealth. McEachnie Matthews Group crafts plans that adapt to the twists and turns of life—keeping pace with growth, shifts, and the unexpected.
Estate Planning
Minimize tax, reduce legal headaches, and ensure your assets land precisely where they’re needed.
Trusts & Charitable Giving
Trusts and gifting assets during your lifetime not only brings joy but can offer strategic advantages.
Insurance for Liquidity
Life insurance can do more than you think: it can allow you to transfer wealth, tax-free, and cover unexpected expenses.
With McEachnie Matthews Group, your wealth is always working to your family’s advantage.
Businesses: The Anchor of Wealth
Transitioning your business to the next hands? It’s a monumental task.
At McEachnie Matthews Group, we help solve some of the big problems associated with business succession planning:
Who Leads Next
Whether family, employees, or buyers, we prepare them for what’s ahead.
Tax Strategy
Taxes can bleed a transition dry. We structure deals to keep the CRA at bay.
Seamless Continuity
A business can’t afford to pause. Our strategies ensure operations don’t skip a beat.
Whether the business stays in the family or embarks on a new journey under fresh ownership, our approach keeps the mission steady and the outcomes clear.
The Time to Plan is Now
Your wealth’s potential doesn’t end with you. It has the power to uplift, to stabilize, to inspire—but only if you plan for it. Waiting is the enemy. Assumptions are the thief of clarity. At McEachnie Matthews Group, we bring order to chaos, ensuring every decision feels purposeful and every outcome reflects your vision.
Your wealth deserves growth, resonance, and permanence. Contact us today, and together, we’ll craft a plan that protects your legacy and propels it forward.